The Bay Area has the highest FFS percentage in California and the highest median incomes — patients here accept treatment at remarkable rates. Competition is fierce with 7,000+ dentists, but 32% are over 55. Tech layoffs have modestly impacted some areas, but dental demand stays resilient. Expect to pay premium multiples for practices in this market.
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Traditional financing, 10yr, 0–10% down, $140K existing debt. For illustration only.